graphic for Immediate Help Resources which links to the Resource Directory page

News & Events

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Financial Resource Directory

Financial Literacy Resources

Financial Aid for Female Students

Tailored Scholarships

Avoiding Problems

Leadership and Empowerment

Internet Resources

Financial Literacy Resourcesback to top

Penn State provides resources to assist students with valuable information about financial literacy. Penn State's Office of Student Aid also provides resources to assist student's with financial planning.

The Office of Federal Student Aid provides publications, fact sheets, online tools, and other resources to help students prepare and pay for college or career school. The resources are grouped by the following topics:

Information on College Preparation and the Federal Student Aid Programs

Free Application for Federal Student Aid (FAFSASM) Information

Loan Information

Consumer Protection

Hard copies of many of the publications are available for order from the U.S. Department of Education’s Publication Center by calling 1-877-4-ED-PUBS (1-877-433-7827). TTY/TDD callers can use 1-877-576-7734.

There are numerous resources available on the internet about scholarships, student debt, and many other topics.

Federal Student Aid (FAFSA)

Federal Student Aid, an office of the U.S. Department of Education, ensures that all eligible individuals can benefit from federally funded financial assistance for education beyond high school. Federal Student Aid is responsible for managing the student financial assistance programs authorized under Title IV of the Higher Education Act of 1965. These programs provide grants, loans, and work-study funds to students attending college or career school.

Credit Card Insider

Credit Card Insider's Student Centers main goal is to help students learn about student loans and credit so they are more responsible with their finances.

Simple Tuition

Simple Tuition's mission is to make it easier for students and their families to afford a higher education. The site offer tips, advice, interactive tools, and deals to ensure students plan better for the cost of college, pay less for college-related expenses, and are smarter about how they manage and pay back their student loans.

Student Debt

Will student debt ruin your life?

Defaulting on your loans can have serious consequences. But if you recognize the problem in time, there are usually ways to repair the damage. You may want to read Kiplinger's "The Dark Side of Student Debt"?

Kiplinger's has other helpful resources available for additional information.

Financial Basics for New Grads

Kiplinger's has an excellent article "7 Personal Finance Basics for New Grads."

Social Security: What Women Need to Know

Social Security plays an important role in providing economic security for women. Nearly 60 percent of the people receiving Social Security benefits are women. In the 21st century, more women work, pay Social Security taxes, and earn credit toward monthly retirement income than at any other time in our nation’s history.

Financial Aid for Female Studentsback to top

Award Programs

American Association of University Women (AAUW) is a nationwide organization dedicated to promoting education and equity for women and girls. The AAUW Foundation offers direct support to women through fellowships, grants and awards; research; voter education; educational resources; grass roots activism; community action projects; and legal assistance against sex discrimination in higher education.

For information about AAUW scholarships and fellowships, write to:

AAUW Educational Foundation, 2201 N. Dodge Street, Iowa City, IA 52243-4030 Phone: 1-319-337-1716 or Fax: 1-319-337-1204

General Scholarship Databases

FastWeb, the Internet’s leading scholarship search service, helps students make the decisions that shape their lives: choosing a college, paying for college, and finding jobs and internships.

Scholarships.com has had one goal from its origination to help students find the money they need to gain an advanced education.

EducationGrant.org provides essential Scholarship and Financial Aid Resources to students preparing for all types of careers. From the arts to aviation to education, they highlight the latest financial aid opportunities for students.

P.E.O. is a philanthropic organization where women celebrate the advancement of women; educate women through scholarships, grants, awards, loans, and stewardship of Cottey College; and motivate women to achieve their highest aspirations.

American Educational Services (AES) is among the nation's leading providers of student financial aid services. Each year, AES serves millions of students and thousands of schools through its loan guaranty, servicing, and financial aid processing systems. As a nonprofit enterprise, AES channels its earnings into a wide array of public service programs and initiatives that help ease the financial burden of higher education.

ScholarshipExperts.com has been helping parents and students find scholarships and free college money since 2001. They are constantly striving to update their database of free college scholarships and graduate school scholarships to provide accurate and timely scholarship information.

Scholarships for Women helps women to find financial aid to help pay for college.

Tailored Scholarship Programsback to top


The Hispanic Women's Corporation (HWC) has made a clear difference in the academic and professional lives of students. The HWC Scholarship Program provides not only tuition support, but advice, encouragement, peer contact with the colleges, role models, an alumni base and success stories to motivate students. Monetary awards are based on grade point average, need, interest, volunteerism and dedication from the applicants for undergraduate and graduate degrees.

Patsy Takemoto Mink Education Foundation offers five $2,000 scholarships for low-income women with children each year. The deadline is July 1.

Soroptimist Women's Opportunity Awards provide scholarships to women who are the primary wage-earner for their family and demonstrate financial need. The deadline is November 15.

Women's Independence Scholarship Program provides scholarships to survivors of domestic violence and people who work in the field of domestic violence (e.g., women's shelter staff). The average award amount is $2,000 per semester.

Jeannette Rankin Foundation Women's Scholarship Fund awards scholarships to low-income women age 35 or older who are US citizens. The deadline is March 1.

AARP Woman's Scholarship Program is about creating chances, fostering opportunities and, ultimately, changing lives. Recipients of these scholarships are diverse and inspirational: A widow finding hope and opportunity through education; a recovering addict achieving her dream of graduating from college; a grandmother raising grandchildren with the hope of achieving a more secure future for her family.

Linda's Scholarship awards annually to women who are 25 years or older, non-traditional students who have a difficult time finding scholarships for which they qualify. As in previous years, the scholarship funds may be used not only for tuition and books, but also for childcare, transportation and other expenses not covered by traditional scholarships.

Zonta International provides Educational Programs and Awards to provide these opportunities through a number of educational programs and awards. The Jane M. Klausman Women in Business Scholarship program helps women pursue undergraduate and Master's degrees in business management and overcome gender barriers from the classroom to the boardroom.

Women's Leadership Scholarships (WLS) promotes leadership in women's human rights around the globe. Channel's mission is to fund and create opportunities for groups working in many regions of the world to ensure that women's human rights are respected, protected, and fulfilled.

Specific Degrees

Public Health Online provides information about no cost, non-commercial scholarships, and financial aid guide for students seeking out degrees in Public Health and other Health care specialities.

Third Wave is the only national fund that supports and strengthens youth-led gender justice activism— focusing on efforts that advance the political power, well-being, and self determination of communities of color and low-income communities in the US. They partner with institutions and individual donors to invest resources in under-funded regions and social justice youth movements.

Society of Women Engineers (SWE) is a not-for-profit educational and service organization that empowers women to succeed and advance in the field of engineering, and to be recognized for their life-changing contributions as engineers and leaders.

Women in Aviation, International is made up of dreamers–every one of us. Sscholarship awards are a major part of what the organization is all about. In the past 21 years, WAI has disbursed millions of dollars to its members to help them get ahead and advance into the aviation and aerospace careers they have always dreamed about. The scholarships help teachers fulfill their dreams, too, by providing them with the resources they need to bring aviation into their classrooms or to enhance their skills.

The Educational Foundation for Women in Accounting awards scholarships to women who are pursuing Accounting degrees at the undergraduate, graduate, and postgraduate levels.

Associate for Women in Geoscientists (AWG)'s purpose to encourage the participation of women in the geosciences, to exchange educational, technical, and professional information, and to enhance the professional growth and advancement of women in the geosciences. Those three categories: encourage, exchange, and enhance, briefly describe the benefits and services of AWG. The AWG Foundation was created by AWG to fund the educational programs of the association through tax-deductible contributions.

NursingScholarship.us utilizes adatabase, which is constantly updated to include the latest public and private scholarships, as well as research grants for undergraduate and graduate school. They strive to provide the most accurate, updated nursing scholarship and grant information available on the Internet.

Microsoft Research Graduate Women's Scholarship is a one-year scholarship program for outstanding women graduate students and is designed to help increase the number of women pursuing a PhD. This program supports women in the second year of their graduate studies. Women who are interested in this scholarship must apply during first year of graduate studies. Scholarships are granted by Microsoft Research at the discretion of Microsoft.

Avoiding Problems back to top

Attend Your Classes

This may seem like common sense. Why register for classes and apply for financial aid if you’re not going to come to school? The federal government, which supplies most financial aid, requires that students attend class to receive aid. There are also other costs (lost opportunity costs, e.g. grades, faculty recommendation letters, etc.) associated with missing classes.

Maintain Satisfactory Academic Progress

If you receive financial aid, the federal government requires that you make satisfactory academic progress toward a certificate or degree.

Penn State's Office of Student Aid provides the details for Federal Student Aid Satisfactory Academic Progress Standard.

Be Careful When Dropping or Withdrawing

If you receive financial aid, be extremely careful about dropping or withdrawing from a class/program. The reason is that either action may have serious consequences for your financial aid. Since there is the potential for serious problems, it’s a good idea to contact to the Office of Student Aid with any questions.

Leadership and Empowermentback to top

$tart$mart Workshop: This workshop teaches a young woman how to determine what employers are paying for the job she wants, when she graduates and how to negotiate to be paid what she is worth doing that job.

Educational workshops: Dr. Daad Rizk is Penn State's financial literacy coordinator. Daad is an advocate for adult learners and financial literacy education as the foundation for making informed financial decisions. She believes that acquiring financial literacy skills and knowledge helps to enact a positive change in all learners’ financial habits and behaviors. At Penn State, she focuses on helping students address financial literacy issues such as budgeting, credit, and student loans.

One of the things Daad enjoys most about working with students is that each student has a personal story to tell and she often learns as much from students as they learn from her. She also appreciates the family atmosphere of Penn State and the willingness of Penn Staters to go out of their way to help one another. She finds that even though Penn State is a big university, it has a small town feeling.

She provides her past webinars for students to review.

Connections: One of the main goals of the Center for Women Students is to provide students with resources capable of providing information or support and encouragement. There are many student organizations, which may be very useful for students to connect with others.

Internet Resource Sitesback to top

Better Money Habits is a collaboration between Bank of America and Khan Academy. It provides free, self-paced, easy-to-understand resources to develop better money habits. The site incorporates educational content from Khan Academy and Bank of America.

The College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity. Founded in 1900, the College Board was created to expand access to higher education. Today, the membership association is made up of over 6,000 of the world’s leading educational institutions and is dedicated to promoting excellence and equity in education.
Each year, the College Board helps more than seven million students prepare for a successful transition to college through programs and services in college readiness and college success — including the SAT and the Advanced Placement Program. The organization also serves the education community through research and advocacy on behalf of students, educators and schools.

The College Financial Guide is available to help you to get a handle on financil aid process.

Feed the Pig is available to help you to feed your piggy bank. Here, you will find helpful tools, articles, tons of tips and other resources to help you on your path to financial stability. They will help you to think through your spending and saving habits, identify ways you can start saving and commit to making changes to reduce your debt and grow your savings.

Grants.com can help educate potential applicants with the most up-to-date information about which grants are available and where to find them. Grants.com can show you how to comply with specific grant requirements and how to create an application that will increase your chances of becoming a recipient.

Guide to Financial Independence for Women is a helpful guide to help achieve financial independence.

Financial Aid Guidebook (from Affordable Colleges Founcation) provides financial information for online courses.

Cautionary information should also be reviewed.

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