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Eligibility Guidelines for the Penn State Student Health Insurance plan (SHIP)

The Penn State SHIP is available to:

  • Undergraduate students enrolled in 6 or more credit hours
  • Graduate and medical students enrolled in 4 or more credit hours
  • Law students enrolled in 6 or more credit hours
  • All international (non-U.S.) students 
  • Undergraduate students who are enrolled in the Intensive English Communication Program (IECP); or those who participate in a cooperative work experience program as part of their required academic program

Students who meet eligibility requirements for the Penn State SHIP must actively attend classes for at least the first 31 days after the date when coverage becomes effective.

The Penn State SHIP is not available to:

  • Undergraduate students enrolled in 5 or fewer credit hours
  • Graduate and medical students enrolled in 3 or fewer credit hours
  • Law students enrolled in 5 or fewer credit hours
  • Undergraduate/graduate students enrolled in independent study through correspondence classes
  • Undergraduate/graduate students enrolled in home study, correspondence, and television courses
  • Individuals not currently enrolled at Penn State who are auditing courses
  • World Campus students

Please note: a change in student registration status that no longer meets the criteria listed above may result in termination of student health insurance benefits. Enrollment will be audited to ensure that eligibility is met.

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