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Student Health Insurance - Undergraduate Students

How to Enroll

Eligible undergraduate students can enroll for health care coverage with the Penn State SHIP by visiting the First Student website.

How do I know if my current insurance coverage is adequate?

Students who are unsure if they are adequately covered should contact their current health insurance provider, particularly if their coverage will be considered out-of-network.


SHIP is available to:

Students who meet eligibility requirements for the Penn State SHIP must actively attend classes for at least the first 31 days after the date when coverage becomes effective.

SHIP is not available to:

*Please note: a change in student registration status that no longer meets the criteria listed above may result in termination of student health insurance benefits.

Rates and Enrollment Deadlines

Undergraduate Insurance Rates and Enrollment/Waive Deadlines
Coverage Period Fall 2017 Spring 2018 Summer 2018 (Session 1) Summer 2018 (Session 2)
Enroll/Waive Deadline September 5, 2017 January 17, 2018 May 21, 2018 July 5, 2018

Rates for 2017-18 (individual plan)

Voluntary Dental Insurance –The Choice Dental Plan

Individual dental insurance is available to interested undergraduate students. The Choice Dental Plan, offered through Gallagher Student Health & Special Risk, allows participants to select any dentist of their choice, or select a provider from the Ameritas Classic Network participating providers list. The dental policy pays a yearly maximum benefit amount of $1,000 for covered services.

What's covered
Type 1 - Preventative Services (Includes exams and cleanings) 2 per year
Policy pays 100%
Waiting Period None, covered day 1
Type 2 - Basic Services (Includes fillings, x-rays, oral surgery and simple extractions)
Policy Pays (Year 1) 65%
Policy Pays (Year 2) 65%
Policy Pays (Year 3 and thereafter) 80%
Calendar Year Deductible $50
(Calendar year deductible applies to Type 2 services only)
Waiting Period None, covered day 1

Download the brochure to learn more, or visit to enroll

International Students

International students and any accompanying dependents are required to submit proof of health insurance coverage that meets a set of requirements or purchase the Penn State SHIP. More information about specific requirements for international students, enrollment deadlines, and instructions for how to submit proof of insurance can be accessed by visiting Student Health Insurance - International Students.

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