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Student Health Insurance - Graduate Assistants and Fellows

Automatic Medical, Dental and Vision Coverage

Graduate Assistants and Graduate Fellows are automatically enrolled in the Penn SHIP each fall semester for medical, dental, and vision coverage. Students may choose to decline this coverage or add additional dependents to their plan by visiting University Health Services Graduate Benefit Enrollment System and submitting a Declination/Enrollment form.

It is important to note that the plan will reset to "Single Student Coverage" each fall semester. Students must resubmit a new Declination/Enrollment form each fall to maintain their desired benefits.

GA/GF Dependent Enrollment and or Declination

How do I know if my current insurance coverage is adequate?

Domestic Graduate Assistants and Graduate Fellows may choose to decline coverage with the Penn State SHIP. It is strongly recommended that any domestic student declining SHIP coverage have an alternate health insurance policy that covers the following:

Students who are unsure if they are adequately covered should contact their current health insurance provider, particularly if their coverage will be considered out-of-network.

International Students

International students and any accompanying dependents are required to submit proof of health insurance coverage that meets a set of requirements or purchase the Penn State SHIP. More information about specific requirements for international students, enrollment deadlines, and instructions for how to submit proof of insurance can be accessed by visiting Student Health Insurance - International Students.

Eligibility

SHIP is available to:

Students who meet eligibility requirements for the Penn State SHIP must actively attend classes for at least the first 31 days after the date when coverage becomes effective.

If you are unsure of your status and whether or not you have a graduate assistantship or fellowship, please contact your academic department/graduate program to confirm.

SHIP is not available to:

*Please note: a change in student registration status that no longer meets the criteria listed above may result in termination of student health insurance benefits.

Insurance Premium Subsidies

Medical Insurance

As a Graduate Assistant or Graduate Fellow, you are eligible to receive subsidies in the amount of 80% of the annual premium cost for the Penn State SHIP for graduate students. The University will pay this amount directly to the insurance company and will deduct your 20% contribution to premium expense from your monthly stipend.

The insurance subsidy for your eligible spouse/domestic partner or child is 75% of the annual premium expense. As with the subsidy for your individual insurances, the university will pay 75% of the premium expense directly to the insurance companies and you will pay your 25% of the premium costs through a deduction from your stipend.

The term "family" consists of a student and 2 or more dependents, i.e. a student, spouse and one child, a student and 2 or more children, or a student, spouse and 2 or more children. The insurance subsidy for your eligible family is 76% of the annual premium expense. As with the subsidy for your individual insurances, the university will pay 76% of the premium expense directly to the insurance companies and you will pay your 24% of the premium costs through a deduction from your stipend.

Student Health Center | 814.865.6556 | Contact University Health Services