Waiver Requirements for Penn State College of Medicine Domestic Students

Waiver Requirements

Effective August 13, 2021

In order to meet the insurance requirement, the student’s current insurance plan must meet the following requirements:

1. Is in effect (or renewing) for the entire academic year;
2. Has no limitations, waiting periods, or exclusions on pre-existing conditions;
3. Has network doctors, specialists, hospitals, and other health care providers in the student’s Penn State campus area or where the student resides while attending Penn State;
4. Has coverage for emergencies and non-emergency services such as diagnostic x-ray and lab, physical therapy, urgent care visits, ambulance services, preventative vaccine, and prescription drug coverage;
5. Has coverage for inpatient and outpatient hospitalization;
6. Has coverage for inpatient and outpatient counseling and mental health services;
7. Has coverage for recreational activities (excluding intercollegiate athletics);
8. Has coverage for maternity care (applies to female students);
9. Pays benefits worldwide (Certain insurance and Medicaid plans (not from Pennsylvania) do not meet these standards and cannot be accepted. Students who have regional HMO insurance policies must request a guest membership or purchase a plan that allows the student to have coverage in the central PA area.); and
10. Has an unlimited maximum benefit per incident (ACA).