Graduate Assistant, Fellows, and Trainees
Information for Graduate Assistants, Graduate Fellows, and Graduate Trainees
New Graduate Assistants/Graduate Fellows/Graduate Trainees are automatically enrolled in the Penn State Student Insurance plan (SHIP) for medical, dental, and vision coverage. Students may choose to waive this coverage or add additional dependents by making changes to their selection in Workday.
It is important to note that coverage will remain the same for returning students each year if they do not elect changes in Workday during the open enrollment period.
International students and any accompanying dependents are required to submit proof of health insurance coverage that meets a set of requirements or purchase the Penn State SHIP. More information about specific requirements for international students, enrollment deadlines, and instructions for how to submit proof of insurance can be accessed by visiting Student Health Insurance Information for International Students.
How to Enroll/Waive the Penn State SHIP
Insurance Premium Subsidies
- Medical Insurance
As a Graduate Assistant or Graduate Fellow, you are eligible to receive subsidies in the amount of 80% of the annual premium cost for the Penn State SHIP for graduate students. The University will pay this amount directly to the insurance company and will deduct your 20% contribution to premium expense from your monthly stipend.
The insurance subsidy for your eligible spouse/domestic partner or child is 75% of the annual premium expense. As with the subsidy for your individual insurances, the university will pay 75% of the premium expense directly to the insurance companies and you will pay your 25% of the premium costs through a deduction from your stipend.
The term "family" consists of a student and 2 or more dependents, i.e. a student, spouse and one child, a student and 2 or more children, or a student, spouse and 2 or more children. The insurance subsidy for your eligible family is 76% of the annual premium expense. As with the subsidy for your individual insurances, the university will pay 76% of the premium expense directly to the insurance companies and you will pay your 24% of the premium costs through a deduction from your stipend.
- Dental Insurance
As a Graduate Assistant or Graduate Fellow, you are eligible to receive a subsidy in the amount of 80% of the annual premium cost for the United Concordia Dental Insurance Plan. Your insurance subsidy for your eligible dependents is 70% of the annual premium expense.
- In-Network Centre County Dental Providers
- United Concordia Certificate of Coverage
- United Concordia Companies, Inc. Website
- Vision Insurance
As a Graduate Assistant or Graduate Fellow, you are eligible to receive a subsidy in the amount of 80% of the annual premium cost for the Highmark Blue Shield (Davis Vision) plan. Your insurance subsidy for your eligible dependents is 70% of the annual premium expense.
- Vision Rates - Monthly Deductions for Graduate Assistants/Graduate Fellows
- Vision Insurance Benefit Schedule for Graduate Assistants/Graduate Fellows
- Highmark Blue Shield website
Submitting Foreign Claims
When a vision service is rendered outside of the country, please follow the steps below:
- Schedule the appointment with a provider of your choice
- Once services have been rendered, then you will need to pay the provider in full
- A claim form should be completed along with a copy of your itemized receipt
- Claim forms can be obtained from the Highmark website
- Completed forms can be mailed to:
P.O. Box 1525
Latham, NY 12110
Since services rendered outside of the country will be considered out-of-network, the payment will be issued to you based on the benefit allowance.
Rates and Enrollment Deadlines
Insurance Enrollment/Waive Deadlines
|Coverage Period||Fall 2018||Spring 2019
|Enroll/Waive Deadline||September 4, 2018||January 22, 2019||May 21, 2019||July 5, 2019|
International students must enroll for, or waive Penn State SHIP coverage through the First Student website, by January 22, 2019. After this deadline, students will incur a $50 fee for first-time late offenses, and a $100 fee for subsequent late offenses payable to the Penn State Student Health Insurance office by money order only.